I disagree with two of your three points, let me expand...
#2) I'll agree on to an extent. When the "first timers" ask for advice on their "new" quasi-parallel / quasi-serial loop ideas, then you are doing them a disservice by not pointing out the virtues of two loops. This is WATERCOOLING not brain surgery, it's not that complicated. Heck my 9 year old understands it. Now recommending a 4 loop set-up, with multiple rads and multiple pumps in a single loop, is probably not kosher for the beginner.
#3) 3c gain is almost worth considering selling a kidney
for some here at XS...

Fans are also hallowed ground at XS... SanAce's, the holiest of holy's.
Remember what the name of the forum is XTREME SYSTEMS. XTREME SYSTEMS. It's not called Run-of-Mill Systems, rather XTREME SYTEMS. The name says it all...

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