If the boards are killing the ram shouldn't the board manufacturers being paying for the ram RMA and not the memory manufacturers?

Hyper is not cheap to buy, if you RMA 1 kit thru death, get another and that kit dies also does that not point at the board as the issue?

Im not saying THIS is what should happen, I am asking a serious question here as I see memory dying that has not been massively overvolted and is within the specs laid down by the dram IC manufacturer.