You can test the ram by booting into memtest. But since you are using AOD I think you may have to set your bios to your AOD configuration for 3.2, thus booting to your overclocked settings. I admit I don't really know how AOD works at bootup, I have always thought it only calibrates at the windows bootup session not the bios boot session. I say this because my bios startup screen shows 2.6 not 3.2.
Personally, I'd monitor heat during the Prime95 run. In my case, I see a rise from 37C to 47.5C with Prime95. Since my prime version shows each core's run, I can visually see which core bombs first and then each in succession. With my 3.2 run, Core#3 always bombed in Task#1 while the rest ran just fine. In your case, you may see a quick cascade of cores failing then lockup then reboot.
Also, ACC adjustment helped my 3.2 run. While very, very time consuming, it helped me attain 3.2. BTW, I can confirm ACC does goose the voltage. In my case - the AOD voltage setting is 1.35 and it gooses to 1.39 under very heavy load (OCCT load).
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