That is incorrect. I test this on my LCD in UT3, and I put an fps cap of 55fps. No tearing, ever. When I increase it to 100fps, I do notice tearing.
Same thing on my old CRT that supported 120Hz, I put a cap of 115fps and I never saw any tearing. When I increased it to 180fps, I saw tearing.
I'm not sure about LCDs, but refresh rate is also equal to how many fps your monitor can display. If that is not true on LCDs, then please explain, what would be the point of a 120Hz LCD?
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