Alright....Having some fun playing with all these settings posted in this thread.
Many thanks to all those who are helping...everyone...

I've been running Prime95 and my temperatures are looking good. 1 Core fails within 10 minutes, but I'm working on it.
If I disable Speed Step, my overclock fails within seconds, leaving it on allows me to run Prime95 just fine.
4.8ghz 1.38V and temps don't go past 65c or so, again, this is using my old Thermalright Ultra 120 Extreme with a single fan.

A few more questions though...
1: What is the difference between BY ALL CORES and BY PER CORE?
2:What is considered the safe voltage for these new I7 CPU's?
3: I noticed that my RAM runs @ 1:5 666mhz and I could swear I saw it @ 800mhz before....don't know how?
4: Where in the motherboard is the RTC RAM switch?

Thanks again!