Alright.

1 BOINC point = 7 WCG points

WCG used to use a different points system when they had their own client. They stopped developing their own client and made a switch to using the BOINC client years ago.

The only place to see WCG points is on WCG's site. Otherwise, most DC stat sites (like BOINCstats & Free-DC) will display your BOINC points. What I linked to on the top is your own page on BOINCstats; it's statistics for just yourself. The Credit Target & Date Target are quick little calculators that estimate (based on your daily production) when you'll reach a points target (for example; you'll reach 100,000 BOINC points in 9.61 days--13 Nov 2010) or about how many points you'll have on a certain day (for example; you'll have about 318,000 BOINC points on Christmas Eve).

RAC stands for Recent Average Credit. It's scraped from WCG--the last week's production if I'm not mistaken. Then there's BS-RAC, which is BOINCstat's own calculation based on 8 weeks of production (if I'm not mistaken).

Remember, 1 BOINC = 7 WCG, so your 37,409 BOINC points equal about 261,863 WCG points. You get both at the same time. In addition, when you're on the Statistics page in BOINC Manager, you see your BOINC points.