See, that is the fault with your analogy. Truck companies TEST their trucks for maximum payload. Who cares if 98% of the people never reach that payload, or if the "regular" payload is alot less. The fact is the truck companies give you the maximum payload and the truck is 100% capable of that. Graphics card companies, according to this article, seem to give you a maximum wattage but not when the card is being pushed at 100%.
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