I do everything you have stated except for the second to last step which is run Memtest 3.8 in Windows before running Prime95. I did not know that you needed to run a Windows based version of Memtest in Windows even after you have passed TEST#5 in Memtest86+ 10 times. I will add this to my stability process and report back in a few hours on my results.
I appreciate everyone's input! I am not knew to overclocking and have been doing it for many many years but I never seemed to have such a variance in stability from one program to another when stress testing. You learn something knew every day!
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