Quote Originally Posted by vannguyen0 View Post
Well... if I'm not passing the test at stock - does that mean I have bad memory, a dud for a cpu, etc?
No, there are other reasons too.

Possible memory incompatibility with your mainboard.
Memory not qualified to run with four sticks on your board.
Insufficient Northbridge voltage.
Mainboard using stupid defaults.

A defective peripheral device on the board, or card in the system, being broken and throwing your northbridge bus system off.

Your power supply being insufficient or dying (Dead elcaps!)

And possibly more issues.