Ok thanks Mesca, guess that settles that problem. Just seems like it could be a lot lower since when it underclocks it does 2.4Ghz at .996 Volts (through Cpu-Z).

And good suggestion on the V-Droop Seanie's, it sits at 1.296 stable with Prime95 pushing 99.4% CPU Load, and dropped another 3-5C off my load temps.

To add to my OC I dropped the VTT to default-so far no problems running Prime95.