vFSB above 1.14 will NOT necessarily damage a cpu unless you take it too far. 1.20 is perfectly safe and some older boards won't even go below 1.20, so that's stock for those boards. 1.30vfsb is when you start to get into overclocking territory. Zero danger in using 1.20 vfsb.

I do agree that you shouldn't need high vfsb settings unless you're trying to go above 400 mhz.