you only need 900-1200 if you want to use it in a business :P
I think anyone can make animations.Get a gif maker and a $50 ulead photo impact and bobs your mums brother.
Or download photoshop cs2 trial for 30 days and play around with photoshop and imageready for a whlie till u get use to high quality work.

oh btw, hi ya'll. new to XS. from PlatinumTags so naturally sniffed this thread out straight away
will be happy to help make Av's:
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I like still work rather than animations but it's real easy to use a program like ulead (Basic but easy) and imageready (adobe pro) to make easy animations. tutorials are available almost everywhere you look...