Maybe your quad canīt do 4,0GHz without raise the vcore above 1,3625, maybe itīs to much for it, you may have to settle for less.
Go above 1,3625 for 24/7 is not recommended if you intend to hold on to that chip for a while, for a short while for bench itīs probably okey.
The ref voltage donīt work the same way as, for example vcore, more voltage higher GHz output, those value work best in a certain % of CPU Term.
I have found that CPU ref work best ~63,5% of CPU Term with 45nm dual and quad and MCH ref ~70% (for quad) and ~60% (for dual) of CPU Term, one or two step up or down from that should be enough.