Dave, please take a look at
this - pebble bed reactors
These are gas cooled and CANNOT melt down. You're thinking of the ancient designs used in current reactors where you have fuel rods and control rods and a very complex liquid cooling system that can malfunction if not maintained properly. The only issue with pebble beds is if you have a damaged pebbles - but that will cause a minor release of radiation at most. It will not and cannot cause a melt down.
Building a water cooled reactor when you could build one of these instead is just stupid. If someone wanted to build a pebble bed reactor in my area, I wouldn't object. If they tried to build a water cooled, control rod style reactor, I would be out there chaining myself to bulldozers.