2-3yr. of use overclocked would be about the best I would expect, but what if its more like 6 mo. to a year if overvolted + a temp. of xC, there would be no way for us to know for sure what those values would be either which way which is kind've my point. We don't know so its best to be conservative unless you plan on doing suicide overclocks and don't care either which way if the chip lasts 3 years or 3 hours.