I think you're probably reading this wrong. The flow rate is not 3.47GPM through any of the components in the loop. No water block sees 3.47GPM, that's the flow rate through the pump only.
It's not a magical feature of the T3. If you did the same with Y's and a D5 or DDC3.2 (or any other pump) you would have a very high flow rate through the pump as well. And if you did this with Y's then the flow rate going from the pump to the first Y would be exactly the sum of the flow rate in the two parallel loops. So adding flow rate in the loop loops is perfectly valid. If you look at a Y like this:
Attachment 97800
then the flow rate in 1 (coming from the pump) must be the sum of the flow rate in 2 plus 3 (going to the parallel loops). It's called the continuity principle and is very well known in physics. If the flow rate of 1 was less than the sum of 2 and 3, it would mean that more water was leaving than entering the Y, which obviously wouldn't work.